Non-Public Information (NPI)
Nonpublic Information (NPI), also known as “Nonpublic personal information” (NPI)” is used within the financial industry and there clients to identify a broad group of information , including Personally Identifiable Information (PII) and Protected Health Information (PHI) and other information with legal disclosure constraints. This items includes:
- any information an individual gives you to get a financial product or service (for example, name, address, income, Social Security number, or other information on an application);
- any information you get about an individual from a transaction involving your financial products or services. For example; the fact that an individual is your consumer or customer, account numbers, payment history, loan or deposit balances, and credit or debit card purchases; or
- any information about an individual in connection with providing a financial product or service (for example, information from court records or from a consumer report).